Welcome to Auto Approval

Your Trusted Buy Here Pay Here Dealership located in Brandon Florida.

Everyone is approved! Todos estan aprobados!

At Auto Approval, we understand that life can throw unexpected challenges your way. That’s why we’re here to offer you a hassle-free, convenient, and flexible solution to get you behind the wheel of a quality vehicle, regardless of your credit history.

Auto Approval stands out in the car dealership industry for several key reasons:

Buy Here Pay Here Financing
Buy Here Pay Here Financing

Buy Here Pay Here
Financing

Unlike traditional dealerships, Auto Approval specializes in Buy Here Pay Here financing. This unique approach empowers you to select a vehicle from our extensive inventory of high-quality cars, all while receiving hassle free financing.

Streamlined Approval Process
Streamlined Approval Process

Streamlined
Approval Process

We prioritize simplicity. Everyone is approved with only a driver’s license or passport, insurance (which we can help provide), and down payment. Say goodbye to unnecessary delays and complications.

Flexible Payment Solutions
Flexible Payment Solutions

Flexible Payment
Solutions

At Auto Approval, we understand that everyone’s financial situation is unique. That’s why we offer flexible payment plans that cater to your specific needs, ensuring you can comfortably manage your investment.

High-Quality Vehicles
High-Quality Vehicles

High-Quality
Vehicles

Quality and safety are non-negotiable. Our inventory boasts a diverse selection of meticulously maintained, dependable vehicles from various makes and models. Each car on our lot undergoes a rigorous inspection, guaranteeing it meets our stringent standards.

Seasoned Automotive Experts
Seasoned Automotive Experts

Seasoned Automotive
Experts

Our team of seasoned professionals brings years of experience to the table. They possess in-depth knowledge of the automotive industry, ensuring they can assist you in finding the perfect vehicle to meet your specific requirements.

Customer-Centric Approach
Customer-Centric Approach

Customer-Centric
Approach

Above all else, Auto Approval prioritizes your satisfaction. Our unwavering commitment is to guide you through every step of the process, from selecting the ideal car to securing financing and beyond. Your journey with us is marked by dedication to your unique needs and preferences.

Experience the Auto Approval difference today.

Discover unparalleled convenience, choice, and customer care that sets us apart in the automotive industry.

Everyone is approved!

Experience the Auto Approval difference today

Get Started Today!

Take a look at our current inventory online or visit our location in Brandon.

If you don’t see something you love, give us a call. We have even more inventory on location!

1.

Fill out our simple application, and we’ll work with you to find the best payment options available.

2.

Drive Away in Style.

We’re your partner on the road to a brighter future. Join the countless satisfied customers who have experienced the difference of Buy Here Pay Here with us.

READY FOR THE NEXT STEP?

Buy Here Pay Here Car FAQ – Florida

Buy Here Pay Here financing allows customers to buy a vehicle directly from the dealership and make payments at the dealership instead of a bank or credit union. This option is commonly used by individuals with poor or no credit.

In Florida, the process typically involves selecting a vehicle from the dealership’s lot, negotiating the price, and signing a purchase agreement. Payments are usually made directly to the dealership on a weekly or bi-weekly basis.

Most BHPH dealerships offer a variety of vehicles, including used cars, trucks, and SUVs. The selection can vary by dealership, so it’s essential to check inventory at the dealership you are considering. You can check out our own inventory here.

No, one of the main benefits of BHPH dealerships is that they specialize in working with individuals who have low credit scores or other financial challenges. Your credit history may be less of a factor in securing financing.

Generally, you will need:

  • A valid Florida driver’s license or ID.
  • Proof of income (pay stubs, bank statements).
  • Proof of residency (utility bill, lease agreement).
  • A down payment, which varies by dealership.

Interest rates at BHPH dealerships can be higher than traditional financing options due to the increased risk involved in lending to individuals with poor credit histories. It’s important to read and understand the terms before signing.

Refinancing options depend on the dealership and the terms of your original financing agreement. It’s best to discuss this possibility with the dealership after you have established good payment history.

Missing a payment can result in late fees and may lead to repossession of the vehicle. It’s crucial to stay in communication with the dealership if you’re having trouble making payments; they may offer solutions or payment arrangements.

Yes, many BHPH dealerships operate in various cities throughout Florida, including Miami, Orlando, Tampa, Jacksonville, and more. You will find listings online or through local business directories. Auto Approval is based in Brandon, FL and has an inventory list that is constantly updated.

BHPH financing can be beneficial for those with poor credit seeking to establish or rebuild credit. However, it is essential to weigh the pros and cons, including higher interest rates, before committing. Exploring other financing options, such as credit unions or subprime lenders, may also be worthwhile.